Resources

Our most recent Policy Briefs, Fact Sheets, and Trainings are listed below. You can navigate our resources by issue area or by resource type. If you would like us to feature one of your related resources, please send it to Lucy Mullany, IABG Coordinator.

Policy Briefs and Reports

Predatory Profiling: The Role of Race and Ethnicity in the Location of Payday Lenders in California

In California and elsewhere, African Americans and Latinos make up a disproportionate share ofpayday loan borrowers. CRL's analysis reveals that the racial and ethnic composition of a neighborhood is the primary predictor of payday lending locations, while playing a very minimal role in explaining the variation in thelocation of bank branches. As a result, payday lending storefronts are most heavily concentrated inAfrican American and Latino communities. By contrast, the location of mainstream financial service

December 08, 2011 | 1:06pm | Center for Responsible Lending
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Children's Savings Account Task Force Recommendations

The Illinois Children’s Savings Account Task Force was a diverse group of individuals from the government, nonprofit, and financial services industry, that recommended and developed a strategic implementation plan for providing a savings account at birth for every Illinois child. Children's Savings Accounts (CSAs) will increase the number of children who own assets and acquire post-secondary education or training, increase the levels of financial literacy in Illinois and create positive aspirations, a sense of security, and orientation toward and hope for the future.

December 07, 2011 | 3:30pm |
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Case Studies of Financial Institutions that Offer Alternative Small Dollar Loans

This paper is an Appendix to the IABG paper, Alternative Small Dollar Loans: Building the Business Case, and provides case studies of financial institutions that currently offer an alternative small dollar loan product—many that are based in Illinois. These case studies provide examples of various strategies to implement an alternative small dollar loan program. Additionally, the data from these programs can begin to build a business case for this product.

This serves as the Appendix to Alternative Small Dollar Loans: Building the Business Case

December 07, 2011 | 9:26am | IABG
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Fact Sheets

New Illinois Census Data Released

The newly released data from the U.S. Census Bureau’s American Community Survey provide a glimpse of the ongoing impacts of the Great Recession for millions of individuals and families. The Social Impact REseach Center has compiled this data into easy to use fact sheets. These snapshot of your community’s data includes a comparison of 2010 datato 2009 and 1999, illustrating trends over time. You can find Illinois specific fact sheet and fact sheets by county, district, and metro region.

November 15, 2011 | 2:12pm | Social Impact Research Center
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The Impact of Asset Building on the Aspirations of Children & Parents

Research findings on asset-building programs, such as Individual Development Accounts (IDAs) for adults and Saving for Education, Entrepreneurship, and Downpayment (SEED) accounts for children, show positive results. Individuals with assets save more, invest in their community, aspire toward educational goals, and strive for personal advancement.

November 01, 2011 | 3:25pm | IABG
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The Impact of Financial Education on Savings Behavior

Research from a variety of studies finds that combining financial education and savings account ownership have a positive impact, where each leads a person to seek more of the other. When individuals receive quality financial education, they are more likely to open savings accounts and apply their new knowledge.

November 01, 2011 | 3:04pm | IABG
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Trainings and Presentations

Universal Voluntary Retirement Accounts

On December 14, 2009, the Sargent Shriver National Center on Poverty Law hosted a webinar on Universal Voluntary Retirement Accounts (UVRA). Speakers discussed the current issues surrounding the U.S.

November 15, 2011 | 2:45pm | Shirver Center
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Investing in Children's Future: The Potential Behind Illinois 529s

This presentation provides an overview of Illinois' 529 College Savings Program - Bright Start. It includes proposals for modifying the Bright Start program in a way that would increase access and take-up rates around low-income families and communities of color. Presented by Tim Mudd of Heartland Alliance during the 2010 IABG Conference.

October 04, 2011 | 1:51pm |
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